{"id":5224,"date":"2021-05-31T14:40:03","date_gmt":"2021-05-31T14:40:03","guid":{"rendered":"http:\/\/www.quicksetupguide.com\/blog\/?p=5224"},"modified":"2021-05-31T15:34:09","modified_gmt":"2021-05-31T15:34:09","slug":"whats-free-application-for-federal-student-aid-fafsa","status":"publish","type":"post","link":"https:\/\/www.quicksetupguide.com\/blog\/2021\/05\/31\/whats-free-application-for-federal-student-aid-fafsa\/","title":{"rendered":"What’s Free Application for Federal Student Aid (FAFSA)?"},"content":{"rendered":"\n

Free Application for Federal Student Aid (FAFSA) is the
low-interest loans U.S. Department of Education offers to eligible students for covering the cost of college or career school. FAFSA provides eligible students at participating schools Direct Subsidized Loans and Direct Unsubsidized Loans.<\/p>\n\n\n\n

\u514d\u8d39\u7533\u8bf7\u8054\u90a6\u5b66\u751f\u63f4\u52a9\uff08FAFSA\uff09\u662f \u7f8e\u56fd\u6559\u80b2\u90e8\u5411\u7b26\u5408\u6761\u4ef6\u7684\u5b66\u751f\u63d0\u4f9b\u4f4e\u606f\u8d37\u6b3e\uff0c\u4ee5\u652f\u4ed8\u5927\u5b66\u6216\u804c\u4e1a\u5b66\u6821\u7684\u8d39\u7528\u3002 FAFSA\u5411\u5728\u6821\u7684\u5408\u683c\u5b66\u751f\u63d0\u4f9b\u4e24\u79cd\u8d37\u6b3e\uff0c\u76f4\u63a5\u8865\u8d34\u8d37\u6b3e\u548c\u76f4\u63a5\u65e0\u8865\u8d34\u8d37\u6b3e\u3002 <\/p>\n\n\n\n

Direct Subsidized Loans are available to undergraduate students with financial need while Direct Unsubsidized Loans are available to undergraduate and graduate students; there is no requirement to demonstrate financial need. In general, Direct Subsidized Loans have slightly better terms to help out students with financial need because the U.S. Department of Education pays the interest on a Direct Subsidized Loan for the first six months after you leave school.<\/p>\n\n\n\n


\u6709\u7ecf\u6d4e\u9700\u6c42\u7684\u5927\u5b66\u751f \u53ef\u7533\u8bf7\u76f4\u63a5\u8d44\u52a9\u7684\u8d37\u6b3e\uff0c\u800c \u65e0\u9700\u8bc1\u660e\u6709\u8d22\u52a1\u9700\u8981 \u7684\u5927\u5b66\u751f\u548c\u7814\u7a76\u751f \u53ef\u4ee5\u7533\u8bf7\u76f4\u63a5\u65e0\u8865\u8d34\u8d37\u6b3e\u3002 \u901a\u5e38\uff0c\u76f4\u63a5\u8865\u8d34\u8d37\u6b3e\u7684\u6761\u4ef6\u6bd4
\u76f4\u63a5\u65e0\u8865\u8d34\u8d37\u6b3e\u66f4\u4f18\u60e0\uff0c\u6bd4\u5982\u7f8e\u56fd\u6559\u80b2\u90e8\u4f1a\u5728\u60a8\u79bb\u5f00\u5b66\u6821\u540e\u7684\u516d\u4e2a\u6708\u5185\u624d\u8981\u6c42\u652f\u4ed8\u76f4\u63a5\u8865\u8d34\u8d37\u6b3e\u7684\u5229\u606f\u3002 <\/p>\n\n\n\n

The interest rates for Direct Subsidized Loans and Direct Unsubsidized Loans first disbursed on or after July 1, 2021 and before July 1, 2022 are shown in the chart below.<\/p>\n\n\n\n

The US Government also offer Parent PLUS Loan which is a federal, non-need-based loan that is borrowed by a parent for a dependent student. Loan repayment begins 60 days following the full disbursement of the loan. <\/p>\n\n\n\n
Undergraduate Borrowers<\/th>Graduate or Professional Borrowers<\/th><\/tr>
3.73%<\/strong><\/td>5.28%<\/strong><\/td><\/tr>
Direct Subsidized Loans and Direct Unsubsidized Loans<\/td>Direct Unsubsidized Loans<\/td><\/tr><\/tbody><\/table>\n\n\n\n

This is an example of FAFSA loan. <\/p>\n\n\n\n

\"\"<\/figure>\n","protected":false},"excerpt":{"rendered":"

Free Application for Federal Student Aid (FAFSA) is the low-interest loans U.S. Department of Education offers to eligible students for covering the cost of college or career school. FAFSA provides eligible students at participating schools Direct Subsidized Loans and Direct Unsubsidized Loans. \u514d\u8d39\u7533\u8bf7\u8054\u90a6\u5b66\u751f\u63f4\u52a9\uff08FAFSA\uff09\u662f \u7f8e\u56fd\u6559\u80b2\u90e8\u5411\u7b26\u5408\u6761\u4ef6\u7684\u5b66\u751f\u63d0\u4f9b\u4f4e\u606f\u8d37\u6b3e\uff0c\u4ee5\u652f\u4ed8\u5927\u5b66\u6216\u804c\u4e1a\u5b66\u6821\u7684\u8d39\u7528\u3002 FAFSA\u5411\u5728\u6821\u7684\u5408\u683c\u5b66\u751f\u63d0\u4f9b\u4e24\u79cd\u8d37\u6b3e\uff0c\u76f4\u63a5\u8865\u8d34\u8d37\u6b3e\u548c\u76f4\u63a5\u65e0\u8865\u8d34\u8d37\u6b3e\u3002 Direct Subsidized Loans are available to undergraduate students with financial … Continue reading What’s Free Application for Federal Student Aid (FAFSA)?<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-5224","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.quicksetupguide.com\/blog\/wp-json\/wp\/v2\/posts\/5224","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.quicksetupguide.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.quicksetupguide.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.quicksetupguide.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.quicksetupguide.com\/blog\/wp-json\/wp\/v2\/comments?post=5224"}],"version-history":[{"count":9,"href":"https:\/\/www.quicksetupguide.com\/blog\/wp-json\/wp\/v2\/posts\/5224\/revisions"}],"predecessor-version":[{"id":5242,"href":"https:\/\/www.quicksetupguide.com\/blog\/wp-json\/wp\/v2\/posts\/5224\/revisions\/5242"}],"wp:attachment":[{"href":"https:\/\/www.quicksetupguide.com\/blog\/wp-json\/wp\/v2\/media?parent=5224"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.quicksetupguide.com\/blog\/wp-json\/wp\/v2\/categories?post=5224"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.quicksetupguide.com\/blog\/wp-json\/wp\/v2\/tags?post=5224"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}